Our Expertise
We specialize in bridge loan financing. We fill the gap between bank lending and our current clients' needs to complete their business projects which will take them to the next level of success.
Underwriting Details
Collateral: California real estate including Multifamily, Retail, Office, Warehouse, Light Industrial, & SFR (not owner occupied)
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Position: 1st Trust Deed
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LTV: 50-70%
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Valuation: real estate appraisal
may be required
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Recourse: personal guarantee required with FICO score minimum of 650
Bridge Loan Details
Loan Ranges: $500,000 - $25 million
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Interest Rates: 8.0% - 12.0% *See APR Calculation Below
Prepayment: Allowed after a minimum 6 month lockout period or half the Loan Term, whichever is longer.
Purpose: Acquisition, Refinance, Redevelopment
Term: 6 to 24 months
Points: 1% - 3%
Payment Method: Monthly I/O available
*All loans are subject to full underwriting for loan approvals and as such actual terms will vary. Annual percentage rate ("APR") will vary based on loan amount, fees, term, and interest rate. For example, a $1,000,000 loan at 10% with 2% points, and a 24 month amortization will have an APR of approximately 11.988%.